Financial stress is costing your business more than you know.
Financial stress doesn’t stay personal. It shows up at work as lost focus, burnout, turnover, and rising healthcare costs — quietly eroding productivity and operational efficiency across your workforce.
7.3h
dealing with money
issues during
work hours
$12k
lost per employee/year
in productivity alone
1.8M
lost annually from productivity
loss from financial
stress (150-person company)
"With Ozzie, we were able to easily offer a financial wellness benefit to our writers around the world."
why financial
Financial stress has measurable costs. So does solving it.
When employees spend less mental energy managing money, your business sees the gains: higher productivity, lower turnover, and reduced healthcare claims.
Boost productivity & engagement
By taking ongoing money decisions off employees’ plates, Ozzie reduces distraction and decision fatigue — helping employees stay present, focused, and engaged during work hours.
Lower turnover & backfilling costs
Ozzie stabilizes employees early by adapting financial support as life changes — before stress turns into exits, vacancies, and rehiring costs.
Reduce healthcare costs
Chronic financial stress contributes to anxiety, depression, and other health issues that drive claims and absenteeism. By reducing ongoing financial strain, Ozzie supports better mental and emotional health outcomes.
Improve employee engagement — without extra work for HR
Most employee engagement initiatives fall flat because they rely on employees changing behavior on their own. Ozzie works differently by removing one of the biggest blockers to engagement and performance: financial stress.
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Psychology-driven financial plans
Ozzie personalizes guidance based on how each person responds to money, stress, and tradeoffs — something human advisors and static plans can’t scale.
Continuously adaptive plans
Plans are automatically recalibrated every week based on behavior, progress, and real-life changes — not reviewed quarterly or annually.
Automatic money moves
Employees receive clear, time-bound instructions tied to pay cycles, reducing decision fatigue and increasing follow-through without relying on motivation.
Proactive stress prevention
Ozzie detects stress early and adjusts guidance before financial overwhelm shows up at work as  emergencies, absenteeism, or low productivit.
Low lift for HR
No sessions to schedule. No content to promote. No utilization campaigns to run. Ozzie runs in the background once deployed.
Privacy-safe insights
Track engagement and progress trends at the aggregate level — without accessing personal financial data.
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How are we different than financial wellness tools?
Financial wellness solutions assume people will change if given the right information. Ozzie was built for how people actually behave under stress.
Traditional financial wellness tools
Personalization based on financial psychology (not just numbers)
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Automatic action-taking (not just advice)
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Adjusts guidance in real time as life and progress change
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Built for real behavior under stress
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Always-on support (no sessions or workshops)
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Low lift for HR teams
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Personalized support for every employee
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Limited
Measurable operational outcome (productivity, retention)
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Limited
Employer insights without accessing employee financial data
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Limited
Want to learn more?
Our team is here to provide support and assistance.
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Book a demo