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We’re releasing Ozzie 3.0 because the last version wasn’t doing enough of the one thing that actually matters: helping you move forward without making money feel harder than it already is.
The old version had good intentions, but it fell short in a few important ways. It asked for too much upfront. It leaned too heavily on structure and lessons. And it didn’t always feel personal enough to reflect how you actually think, feel, and behave with money.
So we rebuilt it. Here’s what changed.
1. You get clarity in 2 minutes
Ozzie now creates a simple money plan in under two minutes.
No long setup. No detailed budgeting. No overwhelming dashboards.
You’ll see three clear numbers:
- What covers your essentials
- What goes toward your goal
- What’s safe to spend until your next paycheck
It’s immediate. It’s practical. And it gives you a starting point you can actually use.
And if you want, you can make it fully personal
That first plan is just the baseline.
If you take a few extra minutes to complete your Money Personality Quiz, Ozzie adjusts the plan to match how you actually operate with money — your stress patterns, your motivations, your blind spots.
Same structure. Different logic. Different guidance.
This is where Ozzie stops feeling generic and starts feeling like it was built for you.
2. No budgeting. Seriously.
Ozzie is not a budgeting app. Ozzie doesn’t ask you to do mental gymnastics and decide whether it’s 10% for restaurants or 20% for clothes.
Based on your income and your Money Personality Type, Ozzie already does the math to figure out what’s safe for you to spend and still make progress.
You spend on what brings you joy. Ozzie protects your goals in the background.
3. Plans adapt as you do.
Every week, Ozzie gives you a simple plan — and then asks something important:
Did this feel right?
You can say yes. Or no. Or “this felt off.” That feedback matters.
Ozzie uses it to adjust future plans — not just based on numbers, but based on your emotional response, stress levels, and patterns over time. The goal isn’t rigid optimization. It’s alignment.
4. Ozzie, the moneybot that actually understands you
We also completely rebuilt Ozzie, the moneybot™.
This isn’t generic financial advice. And it’s definitely not ChatGPT-with-a-budget.
When you ask Ozzie a question, the response is shaped by:
- your financial context
- your goals
- your Money Personality Type
It’s closer to talking to a money manager who’s also a therapist — knowledgeable, practical, and grounded — than a tool that spits out rules.
You can ask real questions. Admit real fears. Talk through real decisions. Ozzie responds with guidance that fits you, not averages.
This version of Ozzie is designed to feel lighter and simpler.
And this is just the beginning.
